The report checks your Auckland property address against seven official natural hazard datasets and delivers a plain-English interpretation of what each finding means. For every hazard detected, you get an explanation of what the layer is, how it may affect your insurance, financing, and future development or consent applications, and what practical steps to consider. Where a hazard triggers Plan Change 120 consent requirements, the report includes a full PC120 pathway assessment — activity status, risk classification, Appendix 24 methodology, and qualifying matter analysis. The report is delivered as a professionally formatted PDF, instantly after payment.